Small Business Underwriter - SWRO
Location: Remote Work Model – Nevada, Arizona, Colorado, Idaho
We are a team of employees who are passionate about delivering best-in-class customer service and innovation in the industry. We prioritize integrity, relationships, and excellence in all aspects of our work.
Our employees fully utilize their talents and bring their best selves to work. We believe who you are is just as important as what you do!
As a Small Business Underwriter, you’ll help Central fulfill its promise to its customers by effectively managing your assigned territory, building strong relationships with agents, writing a profitable book of business, and providing top-notch service.
How You’ll Make an Impact
- Manage and underwrite assigned book of small business to achieve profitability and meet financial objectives
- Select profitable new small business through analysis of the risks presented, coverage requested, and losses incurred
- Classify and price risks appropriately using underwriting judgment and analytical tools and resources
- Work with a specific letter of authority, referring to complex accounts as needed
- Track and analyze the performance of the book of business, identifying opportunities for improvement and implementing necessary changes
- Keep current on state/territory issues and regulations
- Develop and maintain strong relationships with agents, traveling as needed for agency visits
- Communicate effectively, providing prompt and professional service to achieve designated service standards
- Develop and maintain strong internal relationships within the Underwriting Team and with other business units such as loss control, customer service, claims, product, and marketing
- Maintain appropriate underwriting file documentation
- Demonstrate a commitment to continuing education and development
What You’ll Bring
- Bachelor’s degree in a relevant field and one year of experience in insurance
- Or three years of experience in insurance
- Ability to manage a high volume of accounts with a focus on efficiency and accuracy
- Demonstrate solid time, organizational, and desk management skil
- Knowledge of commercial lines coverages and policies in assigned states
- Ability to professionally interact with our customers
- Ability to investigate, gather facts and information, and analyze coverage
- Understand the importance of capturing data
- Possess an innovative and continuous improvement mindset
- Possess a positive, professional, cooperative, and quality-conscious service attitude
- Ability to work under pressure, deal with interpersonal conflict, and handle a heavy workload
- Analytical and problem-solving skills
- Verbal and written communication skills, including negotiation, presentation, and influence skills
- Ability to understand Central Insurance’s policies and processes
- Ability to travel to assigned agents, including occasional overnight
Preferred
- Commercial lines underwriting experience
- Experience in underwriting small business accounts
Work Authorization
Central will only employ those legally authorized to work in the United States. Sponsorship will not be provided for this position. Individuals with temporary visas such as E, F-1 (including those with OPT or CPT), H-1, H-2, L-1, B, J, or TN, or who need sponsorship for work authorization now or in the future are not eligible for hire.
Equal Opportunity Employer
It is Central’s policy that all recruiting, hiring, training, compensation, overtime, job classification and assignment, facilities, promotions, transfers, employee treatment, and all other terms and conditions of employment shall be maintained in a manner that will not discriminate against any person because of race, color, age, sex, national origin, ancestry, religion, marital status, military status, or disability. The applicant should respond to questions on this application in a way that will not divulge such information. #LI-Remote #LI-Hybrid #LI-CM1
Other details
- Job Family Insurance Underwriting- Regional
- Arizona, USA
- Colorado, USA
- Idaho, USA
- Irving, TX, USA
- Nevada, USA
- New Mexico, USA
- Utah, USA